We all know just how problematic money can be. It allows us to do a lot of things; we can go on trips, buy clothes until our hearts are content and go to the cinema all with a little bit of money. However, it can be pretty tricky to keep our finances in check as well. A lot of things can turn south quickly when it comes to money; an unexpected medical bill might pop up, for example, or you might have lost your job recently. Luckily, there tend to be a good variety of options for people in these scenarios. If you weren’t one of the lucky ones, however, then the chances are that you might have to file for bankruptcy. This is a really stressful process and can be tricky to navigate, and that’s why I’m here today. Here are my tips to filing for bankruptcy.
In my opinion, your number one priority should be finding a high quality Atlanta bankruptcy lawyer. This can be really helpful for a number of reasons, but the obvious one is the fact that they know what they’re doing. Bankruptcy is not an easy thing to go through and it can actually be quite tricky- if you aren’t careful, your finances might end up even worse than when you started. That’s why a good lawyer will help a great deal; they’ll know exactly what you need and they’ll know just what to do to help you. They are experts in their field and will be equipped for anything that pops up along the way. That’s why you should make sure to do some research. Find out who the best bankruptcy lawyers are near you and try to enlist their help.
Going online to use a means calculator test could also help you out a great deal as well. More or less, these allow you to enter a number of details to establish what your average monthly income is. After this is achieved, yours is compared to a median of incomes made by families that are the same size as yours in the state you live in. If you are below average in this category, you could become eligible for a Chapter 7. This will allow you to get a good deal of help with your bankruptcy and in the majority of cases, you should be debt free within 4-6 months. For that reason, taking these tests can be really helpful. Don’t try and cheat the system, though, as this will be unfair on other people filing for bankruptcy and you’ll probably get found out as well.
Try to make sure that any companies or lawyers you work with throughout your ordeal have good customer service as well. This will be a really stressful time for you and the last thing you want is to be stuck with a bunch of people who don’t care how you feel; you should feel comfortable at all times and feel able to ask any questions you might have. Do the right research to try and find the best companies to work with.